Development Finance

Development Finance

Development finance is a type of funding designed to support property developers in the construction or renovation of residential, commercial, and mixed-use projects. It provides the necessary capital to cover land acquisition, construction costs, and other associated expenses. Typically, development finance is short-term, with repayments made upon completion or sale of the project.

At Longstride Capital, we specialise in securing property development loans and providing comprehensive commercial finance solutions. Our expertise allows us to secure high-value development loans at highly competitive interest rates. This is made possible by our strong relationships with a diverse network of specialist lenders, including private banks, giving us a deep understanding of what lenders require when evaluating large-scale property development projects.

Product Highlights

Loan Size: £100,000 – £100 million
MAX LTV: Up to 75% GDV
MAX LTC: Up to 90% of total project costs
Rates: From 0.55% per month
Loan Term: 6 – 36 months
Interest Options: Rolled, serviced, or deferred
Staged Drawdowns: Funds released in phases to match project milestones
Pre-Planning & Planning-Approved Funding: Finance available at various project stages
Exit Flexibility: Refinance, sale, or operational asset strategy

For developers seeking to renovate or upgrade existing properties with minimal structural changes, light refurbishment finance offers a flexible funding solution to complete your refurbishment projects efficiently and on time.

For developers seeking to renovate or upgrade existing properties with minimal structural changes, light refurbishment finance offers a flexible funding solution to complete your refurbishment projects efficiently and on time.

For more extensive renovation projects that involve significant structural work, heavy refurbishment finance offers the necessary funding to bring complex refurbishment projects to life with ease and efficiency.

For more extensive renovation projects that involve significant structural work, heavy refurbishment finance offers the necessary funding to bring complex refurbishment projects to life with ease and efficiency.

For more ambitious developments, ground-up development finance provides the capital needed to turn plans into reality. We secure funding that aligns with your project’s scale and complexity, ensuring you have the resources to build with confidence.

For more ambitious developments, ground-up development finance provides the capital needed to turn plans into reality. We secure funding that aligns with your project’s scale and complexity, ensuring you have the resources to build with confidence.

Case Study

Development Finance for a Ground-Up Project

Challenge:
A property developer secured a £1,200,000 plot with planning permission to build six semi-detached houses. They required £3,600,000 in development finance to cover construction costs, with staged drawdowns over a 15-month term. The challenge was finding a lender that could offer the right flexibility and speed to match their project timeline.

Solution:
Longstride Capital Advisory arranged a £3,600,000 development loan at 0.96% per month, structured with three drawdowns to match build stages. Interest was rolled up, meaning no monthly payments during construction. This allowed the developer to manage cash flow efficiently and focus on delivering the project.

Outcomes

Once completed, the development is projected to sell for £9,000,000. After repaying the loan and rolled-up interest, the client is set to make a £1,600,000 profit, which will be reinvested into future projects.