Bridging Loan for Property Acquisition
Challenge:
A property investor approached Longstride Capital Advisory with an urgent opportunity: a below-market-value residential property had become available, but it was deemed “unmortgageable” due to its condition—lacking a functioning kitchen and bathrooms. To secure the purchase, the investor needed fast access to capital, but traditional lenders were unwilling to finance the deal.
Solution:
Leveraging our expertise and relationships in complex property finance, Longstride Capital Advisory arranged a short-term bridging loan secured against both the target property and an existing Buy-to-Let in the investor’s portfolio. This provided the necessary funds to complete the purchase quickly and begin the essential refurbishment works.Outcome:
✅ Fast Completion: The bridging loan was secured, and funds were released within two weeks, allowing the investor to meet the seller’s 21-day deadline.
✅ Unlocking Potential: With financing in place, the investor commenced refurbishment, installing a new kitchen, bathrooms, and other essential works.
✅ Exit Strategy: Once the property was brought up to a mortgageable standard, the investor planned to refinance onto a long-term buy-to-let mortgage, repaying the bridging loan and securing a profitable rental income.
At Longstride Capital Advisory, we specialise in structuring tailored solutions for complex property transactions, enabling our clients to act quickly and maximise their investments.
✅ Unlocking Potential: With financing in place, the investor commenced refurbishment, installing a new kitchen, bathrooms, and other essential works.
✅ Exit Strategy: Once the property was brought up to a mortgageable standard, the investor planned to refinance onto a long-term buy-to-let mortgage, repaying the bridging loan and securing a profitable rental income.
At Longstride Capital Advisory, we specialise in structuring tailored solutions for complex property transactions, enabling our clients to act quickly and maximise their investments.
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