Bridging Finance

Bridging Finance

Bridging finance is a short-term loan secured against property or land to help you seize the best opportunities in the market.

At Longstride Capital Advisory, we don’t arrange bridging loans—we structure them for success. Whether you need fast funding to complete a purchase or unlock equity from an existing asset, speed and precision are everything.

Our expertise spans the full spectrum of bridging finance, from straightforward residential purchases to complex commercial transactions. We work with an extensive lender network to secure the most competitive terms, ensuring your funding works for you—not the lender.

Every deal is different, and so is our approach. We move fast, negotiate hard, and secure the best rates and loan terms for you.

Product Highlights

£50,000 - £40 million
Minimum Term 2 months.
Maximum Term 24 months
LTV up to 85%
100% LTV with Additional Security
Rates 0.55% - 1.5%
Rolled, Serviced and Deferred interest
Range of exit strategies considered

Capital Raising

Unlock equity from your property assets to fund new investments, refinance existing debt, or improve cash flow. Whether for property acquisitions, business expansion, or personal liquidity, capital raising provides fast access to funds without selling your assets.

Capital Raising

Unlock equity from your property assets to fund new investments, refinance existing debt, or improve cash flow. Whether for property acquisitions, business expansion, or personal liquidity, capital raising provides fast access to funds without selling your assets.

Auction Finance

Fast, short-term funding designed for property purchases at auction. With tight completion deadlines, auction finance ensures you have the capital ready to secure deals within 28 days. Speak to us before you bid to understand what funding you could secure - so when the hammer falls, you’re ready to move.

Auction Finance

Fast, short-term funding designed for property purchases at auction. With tight completion deadlines, auction finance ensures you have the capital ready to secure deals within 28 days. Speak to us before you bid to understand what funding you could secure - so when the hammer falls, you’re ready to move.

Development Exit Loans

A short-term solution for repaying development finance, reducing costs, and easing cash flow before sale or refinancing. It gives developers the flexibility to secure the best price, market the property effectively, or move on to new projects without delay.

Development Exit Loans

A short-term solution for repaying development finance, reducing costs, and easing cash flow before sale or refinancing. It gives developers the flexibility to secure the best price, market the property effectively, or move on to new projects without delay.

Complex Profile Borrowers

We arrange finance for individuals, UK limited companies, and overseas borrowers, including complex offshore structures. We consider PEPs, adverse credit, trust lending, third-party charges, and other non-standard cases, offering tailored solutions for unique financial situations.

Complex Profile Borrowers

We arrange finance for individuals, UK limited companies, and overseas borrowers, including complex offshore structures. We consider PEPs, adverse credit, trust lending, third-party charges, and other non-standard cases, offering tailored solutions for unique financial situations.

Large Bridging Loans

Short-term finance for high-value property transactions, providing fast access to significant capital. Whether for acquisitions, refinancing, or development, we structure funding to match your needs—ensuring speed, flexibility, and competitive terms on substantial loan amounts.

Large Bridging Loans

Short-term finance for high-value property transactions, providing fast access to significant capital. Whether for acquisitions, refinancing, or development, we structure funding to match your needs—ensuring speed, flexibility, and competitive terms on substantial loan amounts.

Planning stage funding

While planning is being secured, we arrange the funding in advance so it’s ready to go the moment approval is granted. This ensures you can move forward without delays and act immediately once permission is in place.

Planning stage funding

While planning is being secured, we arrange the funding in advance so it’s ready to go the moment approval is granted. This ensures you can move forward without delays and act immediately once permission is in place.

Case Study

Bridging Loan for Property Acquisition

Challenge:
A property investor approached Longstride Capital Advisory with an urgent opportunity: a below-market-value residential property had become available, but it was deemed “unmortgageable” due to its condition—lacking a functioning kitchen and bathrooms. To secure the purchase, the investor needed £1,600,000 in fast-access capital, but traditional lenders were unwilling to finance the deal.

Solution:
Leveraging our expertise and relationships in complex property finance, Longstride Capital Advisory arranged a 75% LTV bridging loan at 0.89% per month, secured against both the target property and an existing £2,500,000 Buy-to-Let in the investor’s portfolio. This provided the necessary funds to complete the purchase quickly and begin the essential refurbishment works.

Outcomes:

The £1,600,000 bridging loan was secured, and funds were released within two weeks, allowing the investor to meet the seller’s 21-day deadline. With financing in place, the investor commenced refurbishment, installing a new kitchen, bathrooms, and other essential works. Once the property was brought up to a mortgageable standard, the investor planned to refinance onto a long-term buy-to-let mortgage, repaying the bridging loan in full.